Certificate of SME Certification

This document confirms that the entity identified below has completed Naiwa's independent, documentation-based assessment and met the structured criteria defined under the SME Capital-Readiness Framework at the time of determination.

Certification reflects review of submitted documentation against defined assessment standards and does not constitute regulatory approval, financial endorsement, or a guarantee of financing.

CERTIFICATION STATUS

ENTITY NAME

Example Enterprise LLC

CERTIFICATE VALIDITY PERIOD

12 months from date of issuance

Assessment conducted across the following structural pillars:

Certification confirms that documentation reviewed met the structured criteria applicable at the time of review.

Digitally issued via Naiwa's certification register.

Certification is valid for 12 months from the date of issuance. This example document demonstrates the structure of a certification record and does not require a physical signature.